Buy Now, Pay Over Time

Buy Now,
pay over time.

Pay at your own pace,
starting with 0% APR.

Apply in minutes. Get a quick credit decision.
Use your account immediately.

How It Works

Complete the easy credit application process through Wells Fargo Bank, N.A. and you will receive a quick credit decision. With approved credit, you'll have more buying power to shop and convenient monthly payment options.

*The Retreat Home Furniture credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $1,499 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/01/2023 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 08/16/2023.

†The Retreat Home Furniture credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to 6 Months with no minimum purchase, special terms apply to 12 months with a $1,000 purchase and special terms apply to 18 months with a $1,500 purchase charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/01/2023 and is subject to change. For current information, call us at 1-800-431-5921.

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